Business loans
Unsecured term funding for established businesses. Fixed monthly repayments and no charge over property.
Read the detailCARD TAKINGS
Merchant cash advance
Repay as a fixed percentage of your daily card takings rather than a fixed monthly amount.
Built for retail and hospitality. The lender advances a lump sum and takes an agreed slice of every card transaction until it is repaid, so repayments fall automatically in a quiet month.
Who it suits
Businesses taking most of their revenue by card, with seasonal or unpredictable trading.
The honest downside
Cost is quoted as a factor rate, not an interest rate, which makes it look cheaper than it is. Always ask us to convert it to an equivalent APR before you sign.
Other products
Invoice finance
Release the cash tied up in unpaid invoices, usually within 24 hours of raising them.
Read the detailAsset finance
Spread the cost of vehicles, plant and machinery over the working life of the asset instead of paying up front.
Read the detail